body {
  font-family: 'Segoe UI', Arial, sans-serif;
  margin: 0;
  padding: 40px 20px;
  background: linear-gradient(135deg, #f0f4ff, #f9f9f9);
  color: #333;
}

.container {
  max-width: 800px;
  margin: auto;
  background: #fff;
  padding: 30px 40px;
  border-radius: 12px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.1);
  line-height: 1.7;
}

h1 {
  color: #2c3e50;
  border-bottom: 3px solid #6A97FF;
  padding-bottom: 10px;
  margin-bottom: 30px;
  text-align: center;
}

h2 {
  margin-top: 25px;
  color: #34495e;
  font-size: 1.2em;
}

p, li {
  font-size: 0.95em;
  color: #444;
}

ul {
  margin-top: 10px;
  padding-left: 20px;
}

a {
  color: #007bff;
  text-decoration: none;
  font-weight: 500;
}

a:hover {
  text-decoration: underline;
}

.effective-date {
  font-size: 0.9em;
  color: #555;
  margin-bottom: 20px;
  text-align: right;
}

.footer {
  margin-top: 30px;
  font-size: 0.85em;
  color: #777;
  text-align: center;
}